The Fractional Framework
The financial industry tends to present trading support as a binary choice:
Option 1: Hire a full-time trader.
Option 2: Outsource to a TAMP.
Both can be great solutions. Both can also be expensive.
What if you only need 5–8 hours of trading per week? That’s where the third option comes in; the fractional framework.
Hi, I’m Laura Nowinski—trader, former financial advisor, and founder of Sage Trading Collective. I hold my FINRA Series 65 license and am an Accredited Investment Fiduciary®. I have a strong background in trading and investment management including a certificate in ESG investing from the CFA Institute and have experience with multiple trading platforms including Eclipse, iRebal, Wealthscape, Tamarac, Black Diamond and Folio. ​
I am a passionate advocate for women’s empowerment and the founder of The Selene Center, a nonprofit supporting survivors of domestic violence. Giving back has always been part of who I am—whether through volunteering or creating space for others to thrive.​I live in Sylvania, Ohio with my husband John, son Tanner, and our very spoiled dog, Polo.
Through Sage, my mission is simple: to help advisors grow confidently by taking trading and investment management off their plate—so they can focus on building their business and deepening client relationships.
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Susan Bove is a Trader & Advisor Solutions Partner at Sage Trading Collective. She specializes in building thoughtful trading workflows and improving operational processes for RIAs. Susan brings deep experience across multiple trading platforms and has helped manage more than $1 billion in client assets, bringing structure, efficiency, and clarity to complex trading environments.
Susan previously worked alongside Sage founder Laura Nowinski, where she developed a reputation for creating practical solutions that help advisory firms streamline trading operations and scale their businesses. Her attention to detail and ability to design efficient processes make her a trusted partner to the advisors she serves. Just as important as her technical expertise, Susan brings hard work, honesty, integrity, and kindness to everything she does. These values align closely with Sage Trading Collective’s mission of supporting independent advisors with thoughtful, high-quality trading support.
Susan lives in Perrysburg, Ohio with her husband Nick, their son Dylan, and their beloved animals, Guapo and Phantom. Outside of work, she enjoys exploring local coffee shops and spending time with her family.
John Nowinski supports the operational engine behind Sage Trading Collective, ensuring that our firm's technology, security, and back-office systems run with the same precision as our trades. Drawing on a robust background in engineering and systems development, John has built STC’s proprietary technology stack—from AI-driven efficiency tools to custom tax-optimization scripts.
Recently having passed his Series 65 exam, John pairs his technical acumen with a deep understanding of RIA compliance and workflows. His focus on streamlining operations behind the scenes allows STC to remain a cost-effective, highly efficient partner for our clients, ensuring that our technology serves your growth.